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We all have unique circumstances. Take advantage of our lending programs to get your foot in your new front door.

Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Local Processing
  • Competitively low rates for purchase or refinance
  • Loan secured by real estate property
  • Specialized lending programs to meet your needs:
  • Get pre-approved for greater bargaining power
  • Locally-based professionals with experience in the local real estate market
  • Local decision-making and processing
  • Locally-based lenders with experience in the local real estate market
  • Customer-first service from start to finish
  • Easy online application process; apply online in as little as 20 minutes
  • Steps in the Mortgage Process 

Completing our online application is as easy as 1-2-3. 

The application is broken down into sections and you can track your progress through each section at the top of each screen. Move through the application by using the back and next arrows at the bottom of each screen. You won't want to use the back and forward arrows on your browser while completing your application. 

We use exciting new technology in order to provide you with the most convenient online mortgage application ever! As you answer some of the questions, you'll note that the questions below may change, disappear or new questions are added instantly. We don't ever want to waste your time asking for information that isn't important in your situation, so we evaluate the information we need based on your answer. Isn't that what amazing customer service is all about?

If you need additional help answering a question, click on the question mark at the end of the question for more information. If you don't have time to complete the application right now or if you need to gather information before you finish, we'll save the information you have completed. When you're ready to finish, simply return to the site and enter your User ID and password to continue. 

Thank you for choosing Legence Bank!

Interested in purchasing your own home?  We have a step-by-step guide to help you along your path to home ownership.

  • Important steps recommended to get the best mortgage for your situation
  • Understand your closing costs and what it takes to buy a home
  • Ways to be a successful homeowner


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Quincy and Katy Scott

“Our mortgage lender, made it very personable and we felt confident in him and Legence Bank. He talked about the accounts and other financial services which made perfect sense for us to move our checking and savings accounts to Legence Bank. Overall Legence Bank had everything we needed and its been a great experience!”

Harrold and Gina Gurley

"Customer service is a hallmark at Legence. We have always enjoyed having a bank where people know us when we walk in or call, and who go out of their way to help us. We could not be more pleased with the service Legence has provided us with our mortgage as well as our checking and savings accounts. Although we recently moved to another area within the region, we have kept our business at Legence because it is truly a hometown bank and provides such outstanding customer service."


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