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We all have unique circumstances. Take advantage of our lending programs to get your foot in your new front door.

Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Local Processing
  • Competitively low rates for purchase or refinance
  • Loan secured by real estate property
  • Specialized lending programs to meet your needs:
  • Get pre-approved for greater bargaining power
  • Locally-based professionals with experience in the local real estate market
  • Local decision-making and processing
  • Locally-based lenders with experience in the local real estate market
  • Customer-first service from start to finish
  • Easy online application process; apply online in as little as 20 minutes

 

Completing our online application is as easy as 1-2-3 with eHome Connect. 

The application is broken down into sections and you can track your progress through each section at the top of each screen. Move through the application by using the back and next arrows at the bottom of each screen. You won't want to use the back and forward arrows on your browser while completing your application. 

We use exciting new technology in order to provide you with the most convenient online mortgage application ever! As you answer some of the questions, you'll note that questions below may change, disappear or new questions are added instantly. We don't ever want to waste your time asking for information that isn't important in your situation, so we evaluate the information we need based on your answer. Isn't that what amazing customer service is all about?

If you need additional help answering a question, click on the question mark at the end of the question for more information. If you don't have time to complete the application right now or if you need to gather information before you finish, we'll save the information you have completed. When you're ready to finish, simply return to the site and enter your User ID and password to continue. 

Thank you for choosing Legence Bank!

Interested in purchasing your own home?  We have a step-by-step guide to help you along your path to home ownership. Learn about:

  • Important steps recommended to get the best mortgage for your situation
  • Understand your closing costs and what it takes to buy a home
  • Ways to be a successful homeowner

View the toolkit.

Harrold and Gina Gurley

"Customer service is a hallmark at Legence. We have always enjoyed having a bank where people know us when we walk in or call, and who go out of their way to help us. We could not be more pleased with the service Legence has provided us with our mortgage as well as our checking and savings accounts. Although we recently moved to another area within the region, we have kept our business at Legence because it is truly a hometown bank and provides such outstanding customer service."

The Ortez Family

Meet Our Lenders

Cindy Barnhill

Cindy Barnhill

AVP/Mortgage Loan Officer
NMLS#13291
[email protected]
812-213-3616

Buying a home should be an exciting and fulfilling experience. Cindy makes it her goal with every borrower to deliver a seamless transaction that is respectful of her client's time, budget and financial goals. Legence Bank offers an array of loan products which allows customers to obtain the loan that best fits their financial and personal needs. She looks forward to assisting you with your home buying or refinancing process.

View My Digital Business Card

Dorothy Ruzich

Dorothy Ruzich

AVP/ Mortgage Loan Officer
NMLS#597878
[email protected]
618-297-9837

Let Dorothy use her 25 years of banking experience to help you find the best financing solution for your individual situation.  Legence Bank offers numerous loan options, local decision making and processing, competitive rates, and personal attention.  She invites you to consider our Legence Bank family for your financing needs and looks forward to working with you. 

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Tyler Patton

Tyler Patton

Mortgage Loan Officer
NMLS# 1767634
[email protected]
618-313-2363

Tyler joined the Legence Bank Mortgage Lending Department in 2018, after several successful years as a real estate broker. A former third-generation Realtor, Tyler found the opportunity to help families celebrate the joy of homeownership to be the most rewarding part of his job — a piece that translates uniformly into mortgage lending. He has found Legence Bank’s forward-thinking and customer-centered approach to the mortgage process, as well as the strong roots in the communities the bank serves, to be the best part of working here. A native of Marion, Tyler holds a bachelor’s degree from Greenville University and is married to Heather Vaughn Patton. They have one son, Emery Elisha. Tyler’s community involvement is deep — he is involved with the Marion Chamber of Commerce, Marion Youth Baseball, and currently serves as the President-Elect of the Marion Rotary Club.

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Darlene Harris

Darlene Harris

Mortgage Loan Officer
NMLS#399691
[email protected]
618-313-0085

Darlene’s passion is to get first time homebuyers in their home! She makes it her goal with every borrower to deliver a seamless transaction that is respectful of her client's time, budget and financial goals. She has over 34 years of experience as a mortgage loan processor, originator and managed a very large mortgage loan department with 12 branches. She is actively involved with the Egyptian Board of Realtors, Marion Chamber of Commerce and the Carbondale Chamber of Commerce. She looks forward to assisting you with all of your home buying or refinancing needs.

View My Digital Business Card

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