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A loan is never just a loan. Find financing that’s tailored to your specific needs — whether you go with a secured or unsecured option.

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Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Competitive rates for a wide range of personal needs
  • Secured and unsecured options available, depending on type of loan
  • Financing customized to your unique situation
  • Convenient payment options:
    • Payments may be automatically deducted from your account
  • Quick and easy process; same day financing available
  • Local decision-making and processing
  • Customer-first service from start to finish

Get Started

Our branch managers are ready to assist you with your personal lending needs. Visit your local branch to get started.

No matter the type of personal loan, we go to great lengths to custom tailor it to meet your needs. The major difference within personal lending is whether your loan is secured by an asset or other funds or utilizes standalone financing.

Secured

  • Meet a wide range of personal needs, including:
    • New vehicle
    • Boat or personal watercraft
    • Home improvements
    • Business expenses
    • And more
  • Secured by the item you'll be financing or other collateral such as home, vehicle, savings, and more
  • Competitive rates; typically lower with collateral backing
  • May borrow up to 100% of the balance of a CD or savings account held at Legence Bank
  • No minimum loan amount
  • A wide range of terms available, ranging from 1-5 years
  • Convenient payment options:
    • Payments may be automatically deducted from your account
    • Or can be organized through an installment loan coupon book
  • Quick and easy process; same day financing available
  • Local decision-making and processing
  • Customer-first service from start to finish 

Unsecured

  • Competitive rates for a wide range of consumer loans
  • No collateral backing necessary
  • No minimum loan amount
  • No prepayment penalties
  • A wide range of terms available, ranging from 1-5 years
  • Convenient payoff options:
    • Payments may be automatically deducted from your account
    • Or can be organized through an installment loan coupon book
  • Quick and easy process; same day financing available
  • Local decision-making and processing
  • Customer-first service from start to finish
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