Illinois Region President
Joe joined the Legence Bank team in 2017 with over 30 years of financial services experience, and over the last 20 years has concentrated on commercial lending and leadership in the southern Illinois market. He believes in building long term relationships that emphasize communication and trust between business partners, and focuses on listening to his customers to advise them based on their needs.
Joe currently serves on the Mt. Vernon, IL, City Council, and is President of the Jefferson County Development Corporation. He is the Past President of the Jefferson County Chamber of Commerce, United Way of South Central Illinois, Cedarhurst Administrative Counselors, and Downtown Mt. Vernon Development Corporation. He also served as Treasurer of the YMCA of Jefferson County and the Jefferson Marion Washington Community Development Corporation. He earned a Bachelor of Business Degree from Western Illinois University, and Joe and his wife Jan enjoy spending time with family, friends, and their three grandchildren.
VP of Ag and Commercial Lending
Ryan joined the Legence Bank team in 2010 with a Bachelor's Degree in Finance from Southern Illinois University-Carbondale. He started working in the loan operations department and then spent five years as a credit analyst, overseeing all aspects of large agricultural and commercial credit underwriting for both Legence Bank and our subsidiary, American Farm Mortgage & Financial Services. He currently serves as a Commercial and Agricultural Lender, focusing primarily on providing construction and permanent loans for commercial and agricultural businesses. Ryan is an experienced lender in Conventional, Small Business Administration 7(a) and Farmer Mac loans.
VP of Business Development
Olivia joined the Bank in 2001 and continues to focus on growing existing customer relationships and acquiring new banking relationships for all areas of the Bank; as she leads our Business Development Team. During the past several years, Olivia has grown our Remote Deposit program exponentially.
Olivia is a key member of Legence Bank’s Go! Learn program, which reaches over 1,800 students each year. Olivia’s extensive banking experience and knowledge of Bank products and services allow her to provide the highest level of service to her customers. Developing and strengthening customer relationships comes naturally to Olivia. Her vision will continue to enhance the strategic direction, growth, and profitability of Legence Bank and American Farm Mortgage.
Bradley’s community involvement includes: Saline County Chamber of Commerce, Gallatin County School Board, Gallatin County Booster Club, Gallatin County FFA Alumni, and Mentors 4 Kids.
Business Development Officer
Donna Crooks comes with a wealth of knowledge in economic development, leadership, community development, fiscal responsibility, and business development, in addition to working as a real estate agent for several years. Her management and economic/community development background with her previous work at the Growth Alliance of Greater Evansville (GAGE) and the Kentucky Network for Development, Leadership and Engagement (KYNDL) will serve as a tremendous asset. As a Business Development Officer and member of the bank’s team, she focuses on strategy, growth and community development in our southern Indiana market. Along with implementing her skillset from years of helping a variety of companies from start-ups to Fortune 500, in addition to many small local businesses.
She has a great deal of experience developing business relationships, managing budgets and creating team players, along with involvement in multiple community events, all of which fall into the responsibilities of a business development officer. Crooks is responsible for contributing to the growth and development of our business outlets. She brings several years of business development experience, along with a deep understanding of logistical, managerial and operational dynamics crucial for our customers’. Crooks earned a bachelor’s degree in business management from the University of Nevada Reno.
VP Commercial Lending
Brian Owen has 23 years of experience in commercial lending. He has served in many roles within the financial industry including: branch manager, consumer lending and mortgage lending. He brings a deep understanding of logistical, managerial and operational dynamics crucial for our customers’.
Owen’s community involvement includes: United Way of Henderson County, Board of Director, Treasurer; Henderson Regional Hospital Foundation, Board of Director. He earned his bachelor’s degree in Psychology and a minor in Finance from Murray State University. He also graduated from LSU Graduate School of Banking in 2013. Owen is a graduate of Leadership Evansville and a graduate of the Henderson Leadership Initiative.
VP of Ag and Commercial Lending
Shawn Bailey joined Legence Bank in 2013 and brought a wide array of knowledge in agricultural and commercial lending. Shawn has over 15 years of experience in credit analysis, lending, and banking. He has a vast knowledge of the various programs available through FSA with Legence Bank being designated as a preferred lender with FSA. Shawn graduated from Vienna High School in 1993 and from Southern Illinois University Carbondale in 1997. Shawn operates a small grain farm in Pope County, Illinois, and enjoys hunting, farming and spending time with his wife and daughter.
VP of Ag and Commercial Lending
Mike Williams has 39 years of experience in banking, including time as an Ag/Commercial Loan Officer, Community Bank President, as well as Senior Vice President overseeing Ag lending for three branches in southern Illinois.
Williams brings a tremendous amount of experience in sales, management, and underwriting, along with a deep understanding of logistical, managerial and operational dynamics crucial for today’s agricultural business. Williams community involvement includes: Past Director of the Saline County Fair Association, Past President of the Saline County Chamber of Commerce, Past President of the Rotary Club in Harrisburg, Past President of the Kiwanis Club in Harrisburg, and Treasurer for First Baptist Church in Harrisburg. He earned his bachelor’s degree from Eastern Illinois University and numerous banking certifications throughout the past 39 years.
Small Business Specialist
I have over 35 years of consumer lending experience as well as experience in small business lending. I have always tried to be involved in the community and I feel that giving back to the community in which you live and work is very important. In the past I have served on many local boards and committees such as the United Way of South Central Illinois, Jefferson County Chamber of Commerce and the Housing Authority of the City of Mount Vernon.
Loan Assistant Team Lead
Sarah has over 15 years of experience working with small business owners and SBA loan funding to help fulfill the dreams of small businesses through new project construction, business expansion and new business ventures. She currently serves as our Loan Assistant Team Lead and works with borrowers through the entire commercial loan process, including SBA 7(a), 504, and PPP loans, by helping the lender gather initial financial information, assisting with the completion of paperwork and closing the loan. She brings a deep understanding of logistical, managerial and operational dynamics crucial for our customers’.
Farmer’s community involvement includes; finance committee member at her church, along with serving as an Assistant Sunday School Teacher. In addition to her volunteer opportunities and involvement with Legence Bank’s outreach programs.