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Gain financial freedom — and some rewards on top of that — with our Simply Rewards™ Visa® credit card.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Rewards Cards1
  • Earn more rewards for all your everyday purchases1:
    • Earn 3 points per dollar at Gas Stations, Grocery Stores, Discount Stores, Restaurants and Fast Food1
    • Earn 1 point per dollar on all other purchases1
    • Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more1
    • Receive Visa benefits including auto rental coverage, travel and emergency assistance and much more1
    • Online Credit Card Control – View transactions, pay bills and track expenses
  • Easy to redeem:
    • Access your account through online banking or your monthly statement at
    • Redeem your reward points for account credits, gift cards, travel, entertainment, and more1
  • Additional Visa benefits:
    • With Visa's Zero Liability Policy, you won't be held responsible for unauthorized charges2
    • Includes auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more3
  • Online credit card control:
    • View transactions, pay bills, and track expenses
    • Includes eStatements with 18 months of history

Online account access and rewards points redemption –

Customer service — (800) 821-5184

Cards issued by UMB Bank, n.a.

1See Cardholder Agreement, information on Rewards Rules, and Visa Guide to Benefits that accompany the card for details.

2Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

3See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.