Home Loans

From For Sale sign to welcome mat—move comfortably into your dream home with the help of a Legence Bank Home Mortgage Loan. As a customer-focused bank, we go to great lengths to provide accommodating rates and flexible financing.  We all have different circumstances. Take advantage of our lending programs to get your foot in your new front door.  Let our mortgage team turn your dreams into a reality. 

Have 20 minutes?  Apply for your perfect home online through eHome Connect today!  Just click the Apply Now button on the right to begin.

We have several lenders that specialize in Home Loans.  To meet our team, simply click on each of our mortgage lender's names to learn more about them and contact them today.  

"Customer service is a hallmark at Legence.  We have always enjoyed having a bank where people know us when we walk in or call, and who go out of their way to help us.  We could not be more pleased with the service Legence has provided us with our mortgage as well as our checking and savings accounts.  Although we recently moved to another area within the region, we have kept our business at Legence because it is truly a hometown bank and provides such outstanding customer service." 

- Harrold and Gina Gurley

  • Competitively low rates for purchase or refinance
  • Loan secured by real estate property
  • Specialized lending programs to meet your needs
    • Fixed Rate Mortgages
    • USDA
    • FHA
    • VA


  • Shop for your home with greater bargaining power
  • Locally-based professionals with experience in the local real estate market
  • Local decision-making and processing
  • Customer-first service from start to finish
  • Easy application process; apply online in as little as 20 minutes
  • See below for additional details.

Applying for your mortgage loan online through eHome Connect: 

Completing our online application is as easy as 1-2-3!  

The application is broken down into sections and you can track your progress through each section at the top of each screen. Move through the application by using the back and next arrows at the bottom of each screen.  You won't want to use the back and forward arrows on your browser while completing your application. 

We use exciting new technology in order to provide you with the most convenient online mortgage application ever!  As you answer some of the questions, you'll note that questions below may change, disappear or new questions are added instantly.  We don't ever want to waste your time asking for information that isn't important in your situation, so we evaluate the information we need based on your answer.  Isn't that what amazing customer service is all about?

If you need additional help answering a question, click on the question mark at the end of the question for more information.  If you don't have time to complete the application right now or if you need to gather information before you finish, we'll save the information you have completed.  When you're ready to finish, simply return to the site and enter your User ID and password to continue.  

Thank you for choosing Legence Bank!

Construction Loans

Build your dream home from the ground up with a Construction Loan from Legence Bank.

  • Loan amount starts at zero and is drawn as work is completed
  • 9-month terms available
  • Upon completion of the project, your loan can be transitioned into permanent mortgage financing
  • Interest due monthly on outstanding principal
  • Interest may be tax deductible*
  • Local decision-making and processing
  • Customer-first service from start to finish

*Consult a tax advisor

Home Loan Tool Kit

Interested in purchasing your own home?  We have a step-by-step guide to help you along your path to being a home owner.

The TOOLKIT serves as a resource for the following:

  • Important steps recommended to get the best mortgage for your situation
  • Understand your closing costs and what it takes to buy a home
  • Ways to be a successful homeowner

To view the toolkit, click on the image below:

Home Loan Tool Kit

You May Also Be Interested In:

Home Equity Line of Credit

Use your home's equity to meet a wide range of needs instantly. The interest may even be tax deductible!