Kasasa Cash

As of December 1, 2018

With a KASASA CASH checking account, you will earn interest on your funds and receive additional services absolutely free.  Just do a few simple things you are probably already doing and watch the REWARDS add up!

Of course, you still have access to all the basics like free online banking, bill pay, and more—you just get a whole lot more in the process. Get more, pay nothing—that's the power of Kasasa®.


KASASA CASH Account Details:

  • $100.00 minimum opening balance
  • No monthly minimum balance required
  • No monthly service fee
  • Interest credited monthly
  • Nationwide ATM fee refunds up to $20 ($4.00 per single transaction) and credited on the last day of the monthly statement cycle*
  • Unlimited check writing
  • Links to Kasasa Saver for automatic savings
  • Free Visa debit card
  • Free Online Banking and Bill Pay
  • Free Legence Bank App
  • Free Text Banking
  • Free eStatements

Free KASASA CASH checking pays:

  • 3.05% Annual Percentage Yield (APY)* on balances up to $10,000.00
  • 0.25% interest rate on balances over $10,000 resulting in an effective APY range of 3.05% - 0.01% depending on the balance in the account
  • 0.01% APY* if qualifications are not met

It is easy to EARN your REWARDS, simply do the following activities and transactions in your KASASA CASH account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or bill pay transaction post and settle

If you don't meet the qualifications one month, don't worry. You will still enjoy free checking with ATM refunds and there is no penalty for not qualifying in a given cycle. Plus, you continue to earn high interest the next month.

*APY=Annual Percentage Yield. APYs accurate as of 12/1/2018. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.00 per single transaction) and credited to account on the last day of monthly statement cycle. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) balances up to $10,000 receive APY of 3.05%; and (2) balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 3.05% - 0.01% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Actual interest amount paid may be less than advertised Kasasa Cash APY. Transfers between accounts do not count as qualifying transactions.

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Kasasa Saver

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