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Cash in on high interest monthly rewards and nationwide ATM withdrawal fee refunds* — all for no monthly maintenance fees.


  • Checking that pays high interest and allows you to receive additional services absolutely FREE
    • 0.25 % APY* on balances up to $10,000
    • 0.25 % to 0.05% APY on balances over $10,000 depending on balance in account*
    • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly; $4 per single transaction)*
  • Link to Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free Online Banking and Mobile App, including:
    • Free Bill Pay
    • Free Mobile Deposit
    • Free eStatements
    • Free P2P payments - SPIN
  • Free Visa® debit card
  • $100 minimum deposit to open

It's Easy To Earn Your Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 bill pay or ACH payment transaction
  • At least 12 debit card purchases

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 6/1/2020. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) balances up to $10,000 receive APY of 0.25%; (2) balances over $10,000 earn 0.05% interest rate on the portion of the balance over $10,000, resulting in 0.25% - 0.01% APY depending on the balance; (3) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20, $4.00 per single transaction, and credited to account on the last day of monthly statement cycle. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Actual interest amount paid may be less than advertised Kasasa Cash APY. Transfers between accounts do not count as qualifying transactions.