Overdraft Coverage

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You have a right to request overdraft coverage for your ATM and one-time debit card transactions. 

Your Right to Request Overdraft Coverage

We will not pay your overdrafts for ATM and one-time debit card transactions you make at a store, online, or by telephone, unless you tell us you want overdraft coverage for these transactions.

Even if you do not request overdraft coverage for ATM and one-time debit card transactions, we may still pay your overdrafts for other types of transactions, including checks.

Having overdraft coverage does not guarantee that we will pay your overdrafts.  If we decide to pay an overdraft, you will be charged fees as described below. 

Overdraft Fees

We will charge you a fee of $29.65 each time we pay an overdraft.

(There is a limit of 5 overdraft fees that we can charge you per day for overdrawing your account.)

How to Request Overdraft Coverage or Get More Information

To request overdraft coverage for your ATM and one-time debit card transactions, please:

  • Contact us at (800) 360-8044 or
  • Complete the form below

You will be prompted to choose one of the options below:

  • I do not want Legence Bank to authorize and pay overdrafts on my ATM and one-time debit card transactions,
  • I want Legence Bank to authorize and pay overdrafts on my ATM and one-time debit card transactions, or
  • I wish to revoke my consent for Legence Bank to authorize and pay overdrafts on my ATM and one-time debit card transactions.
  • OKFirst Name is required
  • OKLast Name is required
  • OKLast 4 Digits of SSN is required
  • OKAccount Number #1 is required
  • OptionalOKAccount Number #2 is required
  • OptionalOKAccount Number #3 is required
  • OptionalOKAccount Number #4 is required
  • OKE-mail is required
  • Please Choose:

    OKPlease Choose: is required
  • OK is required