Personal Loans

Several things come up in life that require financing—new vehicles, home improvements, college—you name it. Have a friendly, nearby source you can always rely on in Legence Bank.

We provide competitive personal loan rates on both secured and unsecured lending options. And our flexible financing terms are always designed with your unique situation in mind. When it comes to a quick and accommodating solution to your needs, we're always here for you.

We have several lenders that specialize in Personal Loans.  To meet our team, simply click on each of our lender's names to learn more about them and contact them today.

Cindy Barnhill, Mortgage Loan Officer

Destiny Bartok, Mortgage Loan Officer

Gina Burnett, AVP/Mortgage Loan Officer

Tashia Morris, Vice President Credit Administration

Sandy Pemberton, Vice President Mortgage Lending

Dorothy Ruzich, AVP/Consumer Lending & Mortgage Loan Officer

Summary
  • Competitive rates for a wide range of personal needs
  • Secured and unsecured options available, depending on type of loan
  • Financing customized to your unique situation
  • Financing customized based on your need and loan type
  • Convenient payment options:
    • Payments may be automatically deducted from your account
  • Quick and easy process; same day financing available
  • Local decision-making and processing
  • Customer-first service from start to finish
Secured vs. Unsecured Loans

No matter the type of personal loan, we go to great lengths to custom tailor it to meet your needs. The major difference within personal lending is whether your loan is secured by an asset or other funds or utilizes standalone financing.

Secured

  • Meet a wide range of personal needs, including:
    • New vehicle
    • Boat or personal watercraft
    • Home improvements
    • Business expenses
    • And more!
  • Secured by the item you'll be financing or other collateral such as home, vehicle, savings, and more
  • Competitive rates; typically lower with collateral backing
  • May borrow up to 100% of the balance of a CD or savings account held at Legence Bank
  • No minimum loan amount
  • A wide range of terms available, ranging from 1-5 years
  • Convenient payment options:
    • Payments may be automatically deducted from your account
    • Or can be organized through an installment loan coupon book
  • Quick and easy process; same day financing available
  • Local decision-making and processing
  • Customer-first service from start to finish

Unsecured

  • Competitive rates for a wide range of consumer loans
  • No collateral backing necessary
  • No minimum loan amount
  • No prepayment penalties
  • A wide range of terms available, ranging from 1-5 years
  • Convenient payoff options:
    • Payments may be automatically deducted from your account
    • Or can be organized through an installment loan coupon book
  • Quick and easy process; same day financing available
  • Local decision-making and processing
  • Customer-first service from start to finish

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