Fixed Rate Mortgage Loan

From For Sale sign to welcome mat—move comfortably into your dream home with the help of a Legence Bank Home Mortgage Loan. As a customer-focused bank, we go to great lengths to provide accommodating rates and flexible financing.

We all have different circumstances. Take advantage of our several mortgage lending programs to get your foot in your new front door. And everything is handled in-house by a team that's always working to turn our customers' dreams into a reality. Have 20 minutes? Apply for your perfect home online!

Fixed Rate Mortgage Loan


  • Competitively low rates for purchase or refinance
  • Loan secured by real estate property
  • Financing customized to your unique situation
  • Specialized lending programs to meet your unique needs
  • Conventional
  • USDA
  • FHA
  • VA
  • Fixed rate mortgages
  • Pre-approval process; shop for your home with greater bargaining power
  • Easy application process; apply online in as little as 20 minutes
  • Locally-based professionals with experience in the local real estate market
  • Local decision-making and processing
  • Customer-first service from start to finish
Construction Loans

Build your dream home from the ground up with the help of a flexible Construction Loan from Legence Bank. By setting your exact specifications throughout the process, you can ensure that you're getting not only the home you want, but also the customized financing to get you there.

  • Competitive, fixed rates when building a custom home
  • Loan amount starts at zero and is drawn as work is completed
  • 6-month terms available
  • Upon completion of the project, your loan can be transitioned into permanent mortgage financing
  • Interest due monthly on outstanding principal
  • Interest may be tax deductible*
  • Local decision-making and processing
  • Customer-first service from start to finish

*Consult a tax advisor.